Ask Shannah: Why Do I Always Underestimate and Overspend

In this Ask Shannah, I tackle a question from Jasmine that you might be able to relate to. "Dear Shannah, I can’t tell you know much I love this show. It has helped me immensely. In fact, when I had drinks with my friends recently I was telling them how my money situation hasn’t gotten a lot better, meaning I’m not making a lot more money, but girl, I feel a lot better about it. I used to wake up with stress sweats over money almost every night. I live in NYC and it’s expensive, like really expensive. So my question is this - I really try really hard to budget and do everything you say to do. And they help, really they do, but lately, I’ve been struggling. I feel like I’m always underestimating my expenses and then I get to the end of the month and the money that’s supposed to be there isn’t. What am I doing wrong? Any clues to help me get back on track? These last couple of years I’ve felt like I’m moving backward with my money even though I actually feel better about money. Anyway…I’d love your thoughts on this. " LINKS You Need a Budget - http://www.ynab.com Honeydue - https://www.honeydue.com/ Goodbudget- https://goodbudget.com/ SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS Follow Me on Instagram for more money tips and behind-the-scenes information https://www.instagram.com/shannahgame See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info. Learn more about your ad choices. Visit megaphone.fm/adchoices

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New York Times Top 4 Money Podcast with over 24 million downloads! Hosted by Shari Rash, InvestmentNews Best Wealth Manager & Advisor Under 40. Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all. Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head. Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good. If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.