How to Indulge in Impulse Buys Without Financial Regret with Ashley Lapato

What’s your guilty pleasure—a latte, a new book, or maybe that random Amazon impulse buy? You’re not alone! TikTok’s “little treat culture” has over 55+ million fans, celebrating the joy of small, feel-good purchases. But how do these indulgences impact your financial health? In today’s episode, I’m joined by Ashley Lapato, money and lifestyle expert behind @theorganizedwallet. Together, we unpack the viral trend of little treats and what it means for your wallet. Ashley shares why eliminating impulsive spending isn’t the answer and how to shift your mindset around these purchases. Her advice? Stop shaming yourself over the occasional splurge (yes, even avocado toast!). Instead, learn how to budget for those joyful little treats in a way that fuels your happiness and keeps you on track with your money goals. What you’ll learn in this episode: Why “little treat culture” resonates with millions. How to stop associating impulsive buys with financial guilt. Ashley’s tips for budgeting guilt-free treats that align with your goals. Links & Resources: Follow Ashley on TikTok: @theorganizedwallet Start your spending plan with You Need a Budget (YNAB) Learn more about your ad choices. Visit megaphone.fm/adchoices

Om Podcasten

Ever feel like no matter what you do, you'll never have “enough” money? Join the club! On Everyone’s Talkin' Money, we know it’s not just about the dollars—it’s the sleepless nights, the 3 a.m. “Can I afford that?” panic, and the fear of never hitting your goals. I'm here to change all that. Hosted by Shannah Game, Certified Financial Planner, Certified Trauma of Money Specialist, and soon-to-be author of Unraveling Your Relationship with Money (coming Feb 2025), this show skips the BS and digs into what’s really keeping you stuck—those emotional triggers and habits we all have but never talk about. Whether it’s money guilt, fear, or just plain overwhelm, we’ve got real stories and laugh-out-loud tips to help you stop stressing and start building actual wealth. Healthy wealth. If you’re tired of advice from finance bros who yell at you for making mistakes and jargon-filled lectures, hit subscribe and tune in for a refreshing take on building wealth in a way that’s real, doable, and actually enjoyable. It’s time to kick fear to the curb and build the life (and bank account) you deserve.