How to Raise Money-Smart Kids: What a Middle School Class Taught Me About Money

What happens when you hand a mic to a room full of 8th graders and start talking about money? You get insights that are smarter, bolder, and more financially sound than you’d expect — and in some cases, more than most adults can offer. In this episode of Everyone’s Talkin’ Money, I’m taking you behind the scenes of my daughter’s middle school Career Day, where I spoke about being a money expert and podcaster. But instead of just lecturing, I flipped the script and asked them the big money questions. What I heard blew me away. We’ll explore: How a one-quarter financial literacy class (just 45 days!) is shaping the way kids think about saving, spending, and investing Why kids associate money with freedom — and adults with stress Actionable ways parents, guardians, and educators can start real money conversations with kids (without eye rolls or lectures) The simple frameworks I use to teach kids how to spend, save, and give with purpose What my first job as a “toast girl” taught me about assigning value to every dollar Whether you’re a parent, educator, or just someone who wants to raise a generation of money-smart kids, this episode will leave you inspired — and ready to start the conversation. Tune in to hear how just a little bit of financial education can go a very long way. What you'll walk away with: Money is about feelings, mindset, and not just spreadsheets. Kids can have a strong financial foundation if taught early. Engaging kids in money conversations empowers them. Every dollar should have a purpose to instill confidence. Teaching kids about money can prevent future mistakes. Financial literacy classes in schools make a difference. Kids understand concepts like delayed gratification and impulse spending. Adults should share their money mistakes to teach wisdom. Saving and budgeting are essential skills for kids. Money management is about balance between spending and saving. Follow us on Instagram @everyonestalkinmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Om Podcasten

Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all. Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head. Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Hosted by Shannah Game and Shari Rash, money experts who want to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. We're here to help you unf*ck your finances and finally build wealth in a way that actually feels good. If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.