I’ve been scammed online – what are 5 things I should do immediately?

Have you ever fallen victim to an online scam, leaving you feeling helpless and ashamed? Today, Ralph Estep Jr. shares vital steps you can take in the first 24 hours after being scammed to regain control and begin the recovery process. With powerful stories of individuals who faced similar challenges, Ralph outlines immediate actions you can implement, such as freezing your bank accounts and changing passwords. He emphasizes the importance of documenting everything and reporting the crime to local authorities to protect your identity and finances. Tune in to learn how to transform from a victim to a victor and safeguard yourself against future scams, maintaining your faith, financial well-being, and resilience after having been scammed online.https://www.askralphpodcast.com/been-scammed-online/Podcast Timestamps: 00:00 Episode Overview01:00 Listener’s Question: Tiffany’s Story of Online Fraud03:22 Bible Verse: 2 Timothy 1:7 – Overcoming Fear with Faith05:07 Story #1: Martha’s Tech Support Nightmare08:28 Story #2: David’s Small Business Nightmare11:59 Story #3: The Johnson Family's Rental Scam 15:35 The Five Critical Steps To Take Immediately19:26 Call to Action20:33 Preventive Measures for Avoiding Future Scams23:29 ClosingTakeaways: The first 24 hours after discovering a scam are critical for recovery. Always document every interaction related to the scam for future reference. Never wire money without verifying the recipient through a second channel. Contact your bank immediately to freeze accounts and prevent further losses. Be cautious of deals that seem too good to be true, as they often are. Utilize multifactor authentication to enhance your online security against potential scams. Links referenced in this episode:http://www.askralphpodcast.com/christmasAsk Ralph Insiders Community https://mailchi.mp/askralph.com/groupAsk Ralph Show Live https://askralphpodcast.com/liveWhat is your question that you would like to ask Ralph? Send Your Question here: https://justaskralph.com/ Join our email list and get a free copy of “Mastering Your Finances” at https://askralph.com/Companies mentioned in this episode: MicrosoftLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)SUPPORT THE SHOWPlease share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast page...

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2025 Best Christian Finance Podcast in the U.S., awarded by Best of Best Review. Money isn’t just about numbers — it’s about confidence, stewardship, and faith. If you've ever felt stuck in the cycle of financial shame, you're not alone — and you don't have to stay there. Welcome to Financially Confident Christian, where we blend Biblical wisdom, practical financial strategies, and daily encouragement to help you break free, build lasting confidence, and honor God with your resources. Hosted by Ralph Estep Jr., a seasoned financial coach with a heart for ministry, each episode offers real-world steps you can take today — no complicated jargon, no judgment — just real hope and real help. Whether you're climbing out of debt, learning to budget with purpose, or dreaming of financial freedom, this is your place to start. One step. One decision. One prayer at a time. Your story isn’t defined by your past. It's shaped by your next faithful step. Let’s walk this journey together.