Why 78% of Americans Are Broke

💵 Start your free budget today. Download the EveryDollar app!    Stuck in the paycheck-to-paycheck grind? I’ve got some bad news: More money isn't the magic fix. The good news? I’m sharing real solutions to your money stress with eight moves you can make to finally start getting ahead financially.    Next Steps  ▶️ Watch How She Paid Off $460,000 in Debt.   📗 Order George Kamel’s new book, Breaking Free From Broke.    Offers From Today's Sponsors  This episode is also sponsored by Laurel Road. 💸 Open a high-yield savings account and make your savings work harder for you. Check it out here: https://www.laurelroad.com/george  This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to https://www.tello.com/george for $5 off your first month of Tello’s unlimited data plan.  Listen to More From Ramsey Network  🎙️ The Ramsey Show    🍸 Smart Money Happy Hour  💸 The Ramsey Show Highlights  🧠 The Dr. John Delony Show  💡 The Rachel Cruze Show  💼 The Ken Coleman Show  📈 The EntreLeadership Podcast      Ramsey Solutions Privacy Policy 

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George Kamel is a personal finance expert and co-host of The Ramsey Show and Smart Money Happy Hour. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.  This show will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark. Have a story for George? Send us a message to guest@georgekamel.com. Want George on your show? Connect with us at media@georgekamel.com