Unlocking the Power of Credit: Building and Managing Credit for Financial Success

Why This Episode Is a Must-Watch Are you curious about how Bitcoin and digital currencies can fit into your retirement plan? With new pro-crypto legislation and increasing mainstream acceptance, retirement investing with crypto is gaining traction. In this episode of Inspired Money, host Andy Wang takes you inside the future of digital asset investing for retirement, straight from the headquarters of iHeartMedia in NYC. Whether you’re a crypto skeptic or enthusiast, you’ll discover eye-opening strategies to protect your nest egg and potentially grow your wealth, tax-free. Meet our Guest Chris Kline is the Co-Founder and COO of BitcoinIRA, the pioneering platform that enables investors to hold cryptocurrencies directly in tax-advantaged retirement accounts. With over a decade in financial innovation, Chris has led BitcoinIRA from its inception in 2016 to becoming a $14 billion asset under custody leader, making him a sought-after authority on crypto and retirement investing. Key Highlights 1. The Case for Crypto in Retirement Accounts Chris Kline discusses how BitcoinIRA was created to meet the demand for alternative investments in retirement portfolios. As traditional pensions dwindle and inflation rises, Chris shares why diversification is essential. “We have a retirement crisis in America... Alternatives are no longer a luxury—they’re a necessity for long-term security,” he says. 2. The Power (and Potential) of a Roth IRA for Crypto Growth Andy Wang and Chris Kline break down the appeal of holding Bitcoin in a Roth IRA, emphasizing the game-changing benefit: tax-free gains. Chris explains, “To have it [Bitcoin] in a tax-free, tax-deferred setting...when you hit that ripe age of retirement and can take those distributions out tax-free—that’s what the big money’s doing.” 3. Security & Innovation: The "Pentagon of Custody" Approach Security is a major concern for digital assets. Chris highlights BitcoinIRA’s robust, multi-layered “Pentagon of Custody” system—which includes multi-signature wallets, insurance, and strict authentication—to protect clients’ crypto “nest eggs” from threats both external and internal. “We put [your assets] at the center and then we put these rings of protection,” Chris explains. 4. Financial Literacy & Accessibility The conversation underscores the importance of financial literacy and demystifying complex concepts like digital assets for all generations. Chris advocates, “You need more advocates out there teaching it. But people have to be open to it… that’s what keeps us from really prospering.” Call-to-Action Don’t just listen—take action. Check your retirement accounts this week and see if you’re truly diversified for the future you want. Even if you start small, even if it’s just learning, your future self will thank you. Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

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Inspired Money is the critically acclaimed personal finance podcast where money meets purpose. Hosted by Andy Wang, a Top 100 Financial Advisor (Investopedia), this weekly podcast—publishing since September 2017—features expert guests exploring how to make more, give more, and live more. From building wealth and investing smarter to purposeful giving and designing a meaningful life, Inspired Money isn’t just about dollars, it’s about using money as a tool to live fully and make an impact. You’ll hear unexpected money stories and actionable insights that challenge the status quo and inspire bold decisions. 🎙️ Named a Top 10 Personal Finance Podcast by Financial Advisors by Forbes, which wrote: “Andy Wang’s podcast, Inspired Money, is more than an instructional podcast on personal finance. He uses storytelling to help his listeners gain context into various money situations.” 🗣️ And as Skye Pillsbury of Inside Podcasting put it: “Everything works here; the guests are quirky and engaging, the questions are thoughtful, and perhaps best of all, Andy is an excellent listener." Whether you’re starting a side hustle, managing debt, or growing your income and impact, Inspired Money helps you align your financial goals with your values so every dollar works toward your best life. Subscribe now and join the movement — because money with purpose changes everything.