Four Rules to Spend Smart & Save More: Simple Budgeting Tips for Everyone

Are you struggling to make ends meet? Or living paycheck-to-paycheck? Or simply looking to save more? If so, you won't want to miss this week's episode, which is full of tips to help you budget and take charge of your personal finances.   As a broke, newly married college student, personal finance expert Jesse Mecham developed a simple budgeting method to help people get out of debt and save more money. What started as a spreadsheet soon turned into You Need A Budget (aka YNAB), an app and online tool to help people gain total control of their money. Mecham joins Erin & Marti this week to share his Four Rules of budgeting that can help us stress less and save more. Learn about zero-based budgeting, strategies for managing finances with a partner, and when and how to start teaching your children about money. After listening to this episode, you might just rethink that sushi dinner tomorrow night! We are pleased to welcome YNAB as a new supporting partner of Mom Enough.   WHAT STEPS WILL YOU TAKE TO START BUDGETING? What strategies will you apply to budget with your partner or on your own? How might you start teaching your children to budget? Why is scarcity important for bringing clarity? What can you do to embrace your true expenses?   WANT TO LEARN MORE PERSONAL FINANCE OR BUDGETING? ❉You Need A Budget (or YNAB) is an award-winning personal finance app and proven method to help you gain total control of your money and build wealth. Learn four simple rules to stop living paycheck-to-paycheck, get out of debt, and save more money. Try it for 34-days free (no credit card required) here.   ❉ ENGAGING KIDS IN FAMILY MONEY DECISIONS.  Nathan Dungan joins Marti & Erin to discuss ways to clarify your own values about money, instill those values in your children, and give your kids voice and choice in family money decisions.

Om Podcasten

Dr. Marti Erickson, developmental psychologist and her daughter Dr. Erin Erickson, women’s health nurse practitioner and specialist in maternal-child health, are co-hosts of Mom Enough®. They explore the many facets of motherhood in today’s world – from confronting the daily joys and struggles of helping kids grow up well, to balancing work and family, to considering the big questions of how society views and values mothers and mothering. Marti & Erin use research-based information and a few personal confessions as they and their guests discuss what it means to be "mom enough." As moms, most of us worry at times about whether we're doing things right, second-guessing our parenting approach and blaming ourselves if our children stray or fall short. We worry that we might not be "mom enough". But what does it really mean to be "mom enough"? And is it possible to be "mom too much," to the extent that our kids might not have a chance to build their own skills to navigate life's ups and downs? A new, free audio show is posted every Monday with expert guests who address topics related to children’s heath, development and learning. Listen to Mom Enough at www.MomEnough.com. Informational sheets on parenting, health & wellness, child development and safety are available under Resources on our web site.