Zainab Saeed on Microfinance
Zainab Saeed is the Chief Strategy Officer of Kashf Foundation, which is one of Pakistan's leading specialised microfinance institutions which aims to economically mainstream and empower women in Pakistan by demonstrating that there is a business case for women's entrepreneurs. Time Stamps: 00:41 Intro 02:16 Dark Side of Micro Finance, IPO & Mission Drift 03:28 Unregulated Micro Finance in India 04:38 Explaining Micro Finance 05:54 Grameen Bank’s Success and Dr. Yunus’ Role 06:45 Social Collateral lending Model & Committee 08:35 Micro Finance Loans 12:26 Kashf’s Appraisal Methodology & Loan Utilisation Checks 15:33 How a Micro Finance Institution Grows 16:13 Kashf’s success 20:57 Why a Mission is important 21:24 Indian Government’s Regulations that effected Micro Finance 23:42 Why Micro Finance is Expensive 25:05 Alternative Delivery Channel 27:21 Interest Rates in Micro Finance 29:27 Equal Monthly Instalments & Consumptive Loans 30:37 Unofficial Loan Sharks 34:14 How Kashf values Customers 36:07 Social Business & NGO 40:45 Why Micro Finance over other things 46:02 Inflation’s effect on Micro Finance 50:07 How Kashf started, How it’s going and Zainab’s Journey 01:05:43 How Kashf provided awareness 01:06:27 Fund Rasising 01:08:07 Zainab’s role and Gender Eqality at Kashf 01:09:58 Patriarchy’s Role 01:10:59 Access of Internet to Women 01:13:11 Social Safety Nets 01:17:55 Fintech in Pakistan 01:19:01 Technology is Gendered 01:25:49 Biological Determinism of Gender 01:26:35 Female Support 01:28:29 Generalisation in Content 01:29:02 Outro