Wrinkles and Wealth: Navigate Skincare Costs and Net Worth Goals for Retirement

Learn how much anti-aging treatments may cost you (and how to budget for them), plus how to understand your net worth. 00:54 This Week in Your Money: How much does it cost to look younger? What can you do for free to maintain your youthful appearance? Hosts Sean Pyles and Sara Rathner discuss the costs associated with various anti-aging treatments like moisturizers, Botox, dermal fillers, and laser skin resurfacing, and how to budget to be able to pay for them over time. They also touch on preventative care, underscoring the effectiveness and affordability of daily sunscreen use and topical serums as foundational elements in maintaining a youthful appearance. 12:59 Today’s Money Question: Charlene, a 29-year-old listener in Texas, joins Sean and Sara to discuss her questions about net worth. They talk about the significance of net worth as a financial metric and the common pitfalls of comparing one's net worth to that of others. Charlene shares her disciplined approach to saving and her aspirations for financial independence and an early retirement, and how net worth relates to her progress towards achieving her goals. Sean and Sara address the concept of net worth beyond just 401(k) balances and the potential pressure of societal expectations on financial milestones, with information that could serve as a guide for listeners aiming for similar goals. In their conversation, the Nerds discuss: personal finance, skincare, financial freedom, early retirement, beauty investments, cosmetic procedures, Botox, fillers, laser treatments, sunscreen, serums, calculating your net worth, savings discipline, compound interest, retirement calculators, frugality hacks, financial independence, anti-aging treatments, dermatology, preventative care, financial planning, wealth-building, retirement savings, FIRE movement, aggressive saving, investing strategies, and retirement benchmarks. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Om Podcasten

NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373. Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including: – Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors. – Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score. – Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset. – Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements. If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast. You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/