2788: 10 Things You Shouldn't Buy When You're Broke by Jen Hayes on Personal Finance Habits

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2788: Jen Hayes emphasizes the importance of cutting unnecessary expenses when living paycheck to paycheck or dealing with debt. She suggests practical alternatives to common expenditures like coffee shop visits, gym memberships, and dining out, advocating for self-sufficiency and resourcefulness as pathways to financial stability and increased self-confidence. Read along with the original article(s) here: https://www.jenhayes.me//10-things-shouldnt-buy-youre-broke/ Quotes to ponder: "It amazes me that so many people who are broke treat themselves to Starbucks every day. You could make your coffee or tea at home for a fraction of the price." "If you’re broke, you shouldn’t be throwing away money at the salon. If those things are truly important to you, you can spend money on those items after you pay off your debt and/or become more financially secure." "Giving is one of the greatest joys in life, and you can be generous after you’ve become financially secure. Anyone who genuinely cares about you will understand that you are giving all that you can afford." Episode references: Planet Fitness: https://www.planetfitness.com National Park Service (for free outdoor activities): https://www.nps.gov Yoga with Adriene (free yoga resources): https://www.youtube.com/user/yogawithadriene The Keurig website: https://www.keurig.com Learn more about your ad choices. Visit megaphone.fm/adchoices

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Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...