2952: How to Retire Early with 0% Investment Returns by Steven Keys of Trip of A Lifestyle on Financial Independence

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2952: Steven Keys challenges the traditional reliance on stock market returns for early retirement by demonstrating how financial independence can still be achieved, even with 0% investment growth. The key lies in disciplined saving, consuming less than you produce, and embracing a minimalist lifestyle to sustain your future, proving that early retirement is possible without relying solely on investment gains. Read along with the original article(s) here: https://www.tripofalifestyle.com/money/retire-early-without-investments/# Quotes to ponder: “FIRE has never been about investing. It’s based on something much simpler: consuming less than you produce.” “If you pick two apples today and eat one, then you can eat another apple tomorrow without having to pick any at all.” “Instead of insisting that your money last forever, you just need to make sure you’ve saved enough to last until you know.” Episode references: Social Security Administration: https://www.ssa.gov Mr. Money Mustache: https://www.mrmoneymustache.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Om Podcasten

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone. Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals. This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future. Listen now, and become an OLD friend--your optimal life awaits...