#110 1/2 - ONE MORE pro of rolling over employer plans (like a 401(k)) to an IRA
I'm a buffoon and I missed including another important pro of doing an employer plan-to-IRA rollover in episode #110's list of pros and cons of rollovers. The additional potential pro is the ability to do Qualified Charitable Distributions ("QCDs") out of the IRA if you're at least 70 1/2 and charitably inclined. So, the recap the full list of pros (including QCDs) and cons of doing an employer plan-to-IRA rollover: Potential PROS of rolling over an employer plan to an IRA or Roth IRA: More...