Gen X: You Might Retire Rich and Still Go Broke Because of THIS

Start making passive income here: https://bit.ly/43iiO4r  If you're a Gen Xer like me, there's a growing money concern that might be creeping up on you and it's not what you think. Most people expect the biggest retirement fear to be running out of money too early. But according to a recent MarketWatch article, the top financial fear for Gen X is actually rising healthcare costs. And after living it myself and helping thousands of clients, I can tell you it’s a legitimate concern. In this episode, I dive into the real and increasing burden that healthcare presents as we move toward retirement. Whether it’s soaring insurance premiums, Medicare shortfalls, or unexpected out-of-pocket expenses, this isn't just theory. I share a personal story about how my own father’s medical costs jumped $1,000 a month just for one injection. If you think you're immune because you’ve got a plan or your employer covers you, think again. But don't worry, this episode isn't just about the problem. It's about solutions. I’ll walk you through why simply trying to save $200,000–$300,000 for medical expenses isn’t enough, and how passive income can be your greatest defense. We talk about using Health Savings Accounts (HSAs) smartly especially how you can roll over funds from an IRA tax-free. But more importantly, I show you how strategic alternative investments can create reliable income streams that cover not just medical costs but allow you to live on your own terms. And if you’re thinking you need to know everything before getting started don’t. One of our clients came to us after doing 10-20 hours of weekly research even with a financial advisor. Now, they’ve got vetted investment options, more time, and more peace of mind. You can too. Bottom line: don’t let fear about future healthcare expenses paralyze you. Learn how to build enough passive income to never worry about becoming a burden, losing benefits, or living in financial stress. This episode is your blueprint to take back control and live financially independent confidently and powerfully.

Om Podcasten

Are you tired of working harder just to see your money go out the door faster? Do you dream of achieving financial independence, retiring early, and finally living life on your terms—without cutting corners or sacrificing your lifestyle? Welcome to the Money Ripples Podcast, hosted by Cash Flow Expert and Anti-Financial Advisor, Chris Miles. This show is your no-nonsense roadmap to escaping the rat race, creating sustainable passive income, and building wealth that lasts for generations. Every Wednesday and Friday, Chris delivers straight-shooting episodes packed with strategies and insights you won’t hear from traditional financial advisors. With over a decade of experience helping clients generate real cash flow from real assets, Chris pulls back the curtain on how to make your money work harder for you—so you don’t have to work so hard for your money. What You’ll Discover: How to Create Passive Income Without Risky Gambles Learn proven strategies that allow you to safely generate recurring cash flow from real estate, business investments, and alternative income streams. Infinite Banking Strategies (Without the Confusion) Discover how to leverage the power of infinite banking using whole life insurance to grow your wealth tax-free, protect your capital, and fund your own retirement—all while keeping full control of your money. How to Retire Early (Even in an Unstable Economy) Tired of waiting until you're 65+ to enjoy your life? Chris shares how to build your own path to early retirement, even if the stock market is shaky, taxes are rising, or inflation is creeping in. The Truth About Financial Freedom Cut through the hype and learn what real financial freedom looks like—and how everyday people (just like you) are achieving it through smarter cash flow decisions and better stewardship. Wealth Mindset + Money Stewardship Financial independence isn't just about making more—it's about managing it wisely. Learn how to become a better steward of your wealth with practical mindset shifts that align with your values and legacy goals. Why Listen to Money Ripples? Chris Miles isn’t your typical financial advisor. After losing everything by following traditional advice, he rebuilt his wealth by doing the opposite of what Wall Street tells you. Since then, he’s helped hundreds of entrepreneurs, investors, and everyday families create six and even seven figures in passive income—all without living below their means or relying on risky investments. With a focus on cash flow over accumulation, Chris offers real solutions for those who want more freedom, less stress, and a faster path to retirement. Whether you’re just starting your journey toward financial independence or looking to optimize your existing wealth-building strategy, this podcast is your trusted companion. Each Friday, tune in for inspiring interviews with top financial minds, business owners, and investors who are walking the talk. These conversations are raw, insightful, and often surprising—designed to give you ideas you can apply right away. Start Your Journey to Financial Freedom Today The Money Ripples Podcast has been downloaded millions of times and featured in major media for a reason—it delivers results. If you're ready to break free from financial mediocrity and create a life of abundance, hit that Subscribe button and start listening today. New episodes drop every Wednesday and Friday. Your work-optional life is closer than you think.