Why Banks Aren’t Lending to You (And How to Fix It)

Start making passive income: https://bit.ly/4lJ54a7 Get funded now: https://fundandgrow.com/moneyripples Are banks turning you down for business funding? Wondering how to actually make your business "bankable" in 2025—without maxing out your personal credit cards or falling for social media myths? In this episode of the Money Ripples podcast, I, Chris Miles, sit down with Amanda Webster—Director of Partnerships at Fund&Grow and a true expert in the world of business credit—to break down how business owners can actually get access to the money they need without sabotaging their future. Whether you're a brand new entrepreneur or an experienced business owner trying to scale, Amanda explains why traditional advice about building business credit often leads to confusion—and in some cases, legal trouble. From the truth about personal guarantees, to credit card stacking myths, to the essential banking relationships you need to be building now, we cover it all. You’ll learn: The key differences between personal credit and business credit (and why they matter) Why EINs don't automatically create business credit—and how to fix it What makes you "sexy" to banks in 2025 Why business credit cards aren't as risky as you’ve been told (if used properly) What to do in your first 1–2 years of business to become fundable Why bank relationships are EVERYTHING (and how to build them) The right time to use SBA loans, lines of credit, or vendor trade lines Why you should NEVER use your debit card for business expenses And the #1 mistake people make when searching “business credit hacks” on YouTube or TikTok Amanda even shares how Fund&Grow helps clients secure up to six figures in business credit using smart, phased approaches that align with each stage of your business. You’ll hear how their system works—and how you can get started with a FREE consultation through the link below.  

Om Podcasten

Are you tired of working harder just to see your money go out the door faster? Do you dream of achieving financial independence, retiring early, and finally living life on your terms—without cutting corners or sacrificing your lifestyle? Welcome to the Money Ripples Podcast, hosted by Cash Flow Expert and Anti-Financial Advisor, Chris Miles. This show is your no-nonsense roadmap to escaping the rat race, creating sustainable passive income, and building wealth that lasts for generations. Every Wednesday and Friday, Chris delivers straight-shooting episodes packed with strategies and insights you won’t hear from traditional financial advisors. With over a decade of experience helping clients generate real cash flow from real assets, Chris pulls back the curtain on how to make your money work harder for you—so you don’t have to work so hard for your money. What You’ll Discover: How to Create Passive Income Without Risky Gambles Learn proven strategies that allow you to safely generate recurring cash flow from real estate, business investments, and alternative income streams. Infinite Banking Strategies (Without the Confusion) Discover how to leverage the power of infinite banking using whole life insurance to grow your wealth tax-free, protect your capital, and fund your own retirement—all while keeping full control of your money. How to Retire Early (Even in an Unstable Economy) Tired of waiting until you're 65+ to enjoy your life? Chris shares how to build your own path to early retirement, even if the stock market is shaky, taxes are rising, or inflation is creeping in. The Truth About Financial Freedom Cut through the hype and learn what real financial freedom looks like—and how everyday people (just like you) are achieving it through smarter cash flow decisions and better stewardship. Wealth Mindset + Money Stewardship Financial independence isn't just about making more—it's about managing it wisely. Learn how to become a better steward of your wealth with practical mindset shifts that align with your values and legacy goals. Why Listen to Money Ripples? Chris Miles isn’t your typical financial advisor. After losing everything by following traditional advice, he rebuilt his wealth by doing the opposite of what Wall Street tells you. Since then, he’s helped hundreds of entrepreneurs, investors, and everyday families create six and even seven figures in passive income—all without living below their means or relying on risky investments. With a focus on cash flow over accumulation, Chris offers real solutions for those who want more freedom, less stress, and a faster path to retirement. Whether you’re just starting your journey toward financial independence or looking to optimize your existing wealth-building strategy, this podcast is your trusted companion. Each Friday, tune in for inspiring interviews with top financial minds, business owners, and investors who are walking the talk. These conversations are raw, insightful, and often surprising—designed to give you ideas you can apply right away. Start Your Journey to Financial Freedom Today The Money Ripples Podcast has been downloaded millions of times and featured in major media for a reason—it delivers results. If you're ready to break free from financial mediocrity and create a life of abundance, hit that Subscribe button and start listening today. New episodes drop every Wednesday and Friday. Your work-optional life is closer than you think.