Episode #183: Making Sure You Have The Right Disability Coverage - Just In Case

In this episode, we explore the often overlooked yet critical topic of disability insurance for physicians. Dr. Stephanie Pearson shares her personal journey of facing a career-ending injury and the financial challenges it brought. We debunk common misconceptions surrounding disability coverage, stressing the importance of financial literacy and thorough policy review. Dr. Pearson provides valuable insights into navigating the claims process, understanding insurance costs and benefits, and empowers us to make informed decisions about our financial future.  You can find the show notes for this episode and more information by clicking here: www.doctorscrossing.com/episode183 In this episode we’re talking about: Dr. Pearson’s career-ending injury, the financial impact, and the need to fully understand your disability insurance. Why Dr. Pearson co-founded a disability and life insurance company.  The importance of comprehensive disability insurance due to the unpredictable nature of injuries and illnesses. Common misconceptions among young physicians about the necessity of disability insurance. The need to thoroughly review disability insurance policies, understand terms like "own occupation," and ensure coverage aligns with your specialty. Navigating the claims process, being transparent, and seeking expert guidance. Factors influencing insurance costs, including age gender, and health. Links for this episode: PearsonRavitz empowers healthcare professionals to protect life’s most valuable financial assets—their income—and life’s most important people—their families. The company is led by its founders, Dr. Stephanie Pearson, an OB/GYN disabled in the prime of her career, and Scott Ravitz, an insurance expert to the medical community. You can book a complimentary consultation to discuss your disability insurance.  A Career-Ending Injury Leads to a New Direction with Dr. Stephanie Pearson Check out our Free Resources! Under the Freebie tab on our website, you can find free resource guides on a variety of topics including resumes, interviewing, LinkedIn, medical writing, pharma, chart review, time management, and telemedicine. There is also a starter kit to help you move forward when you’re feeling stuck at the crossroads. Please help yourself!

Om Podcasten

Are you a physician who’s questioning your career path? If you’re at the white coat crossroads, for whatever reason, this podcast is for you. We’re going to help you find your best path forward, whether it’s to be happier in patient care, transition to a nonclinical career, or do something completely different. In the weekly podcasts, we’re bringing you all the good stuff: -Actionable tools and resources to help you start making positive changes. -Interviews with physicians who’ve found new and fulfilling ways to practice as well as those who’ve transitioned into nonclinical careers. -Concrete advice for applying to jobs, using LinkedIn, interviewing, negotiating, and much more. Your host, Dr. Heather Fork, is a former board-certified dermatologist who transitioned into full-time career coaching for physicians over 10 years ago. She is a master certified coach who has been helping hundreds of physicians find ways to be happier both in medicine and beyond. Come visit us at www.doctorscrossing.com to learn more!