#58 The Fintech opportunity in rural Africa with Michael Spencer from SmartMoney International.

Welcome to The Fintech Founder Journey where we explore FinTech products, businesses and leaders.I’m your host, Mike Scott, co-Founder and CEO of Nona Digital. Nona is an expert firm that accelerates product development for FinTech & Blockchain scaleups.Today I am joined by Michael Spencer, CEO and Co-Founder of SmartMoney International.  We’ll be talking about the opportunity that exists in Fintech in rural Africa.__________________________________Michael Spencer has got a good story to tell. His career has seen him move from VP of The Bank of New York, Director at Credit Suisse First Boston, Director at Goldman Sachs to the CTO of ASMALLWORLD. This experience led Michael to his focus today which is as the CEO and Co-Founder of SmartMoney International. SmartMoney is an Africa based Fintech that is harnessing the explosive growth of mobile phone usage across Africa. The approach is unique in that it is focussing on rural market entry to gain network effect advantages in the highly contested urban markets.__________________________________Today’s episode sponsor is Nona Digital. Working with us to create or accelerate your FinTech product means you get access to our expert product teams across design and engineering that have been building products together for a very long time.You get the benefit of a studio that is big enough for no key person dependencies to exist but small enough so that you are always close to the principals.And, you get the benefit of our reusable component library which means we are often able to build your product faster than anyone else could at a comparable standard.As one of our clients said “Nona is the type of business that paints the back of the wardrobe. Because if you want to be the best, that's the sort of thing that you do”.To get in touch with one of our principals or myself, head over to www.nona.digital. __________________________________Thanks for listening to the show!If you'd like to discuss your FinTech or Blockchain project with us, you're welcome to book a call with one of our principals on our website.I’ll be back next week with another episode to explore The FinTech Founder Journey.Connect with Michael or SmartMoney International.Connect with Mike or Nona. Follow Nona Digital: LinkedIn | Instagram | Facebook | Twitter | YouTube 

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Building a business is hard. Maintaining healthy relationships with those that you care about is hard. Staying fit and healthy in your body, your mind and your emotions is hard. This podcast is about finding and sharing tools, strategies and experiences that may help you to achieve and maintain moderate success in your life, whatever that means to you. There is a ton of content created by the billionaires, the ultra successful athletes, and by people that are at a level that the vast majority of us will just never get to. And if you're anything like me, you're totally okay with that. This is a place where we talk about how to build a great business, but not necessarily a massive one. A place to talk about how we build a life that is balanced and integrated, but not necessarily optimised to levels that are not realistic for most of us. In short, it's a place where we explore how to be moderately successful. The work will always remain yours, and for the most part, it's simple, but not easy.I sincerely hope it's valuable to you.-MikeIf you want to talk about working with me get in touch on mike@smbmastery.com.au or https://www.linkedin.com/in/mikeadamscott/