Alan Knowles - A Masterclass in High Risk Life Insurance

Hi everyone, this week I am chatting to Alan Knowles, Managing Director of Cura, known for his work as a speciality insurance adviser. Alan is also the Chair of the PDG, founding member of the Access to Insurance working group and recently appointed as an executive for the Income Protection Task Force. As a side note he is also my husband and I promise that we kept our banter to a minimum!In this episode we focus upon providing case studies where Alan has arranged life insurance for people that are considered to be a higher risk.The 3 key takeaways:Case studies of protection insurance for people that have had leukaemia, prostate cancer, organ transplants, that regularly skydive, and someone travelling and working in Libya.A breakdown of what percentage ratings vs per mile ratings are.The PDG Funeral Pledge and Claims Charter, and what it means for your clients if this insurer has signed up to these.Alan will be back on in the future with an income protection masterclass and if there’s any specific risks you’d like him to chat about, drop me a message.

Om Podcasten

When you set out to get things like life insurance, critical illness cover or income protection, many people do not think that they are going to hit any snags along the way. But! Insurance is a world of risk and there are times that a persons circumstances will make insurers sit back and have an extra think about offering the insurance. Why?! This podcast is designed to answer that why. Kathryn Knowles is joined by guests to bring a clear and open chat about how insurance works. Kathryn brings her experience as a "quirky" life and the voice of the consumer to the discussion. She does this alongside her work as a specialist adviser, who is known for insuring the uninsurable.