Insurtech and Health Data
Hi everyone, we have Lisa Balboa back with us giving her insights into insure tech and how this could change the way that insurers underwriter insurance applications and give ongoing health support to their policyholders.We are talking about wearables and things that your smartphone can do that is absolutely brilliant, though I do find it scary in some ways! I share how one of the apps that Lisa suggested to me, told me that my skin health is 10 years younger than I am. Firstly, amazing. Secondly, there was far more important information that it gave me but this is the one that made me do a girlie squeal.The key takeaways:Wearable technology can create a baseline of your health and alert you if there is a change that could mean you are becoming ill.There are now apps on your phone that can detect your blood pressure, oxygen saturation and more, simply through the camera.Insurers have the potential to support people to get an early intervention to prevent a serious health condition from developing.Next time Matt Rann will be joining me and we are going to be talking about total permanent disability, what it is and how claims work. Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.If you want to know more about how to arrange protection insurance, take a look at my 13 hour CPD Protection Insurance in Practice course here and 1 hour CPD Protection Competency Exam here.