Right to Forget Cancer

Hi everyone, I have Cillian Tierney with me on the podcast to talk about the way that insurers in the EU are responding to the Right to be Forgotten. This legislation require insurers to give consumers the right to not disclose that they have had cancer when they apply for some protection insurances. The rules are different across countries and some might choose to say that you don’t need to tell the insurer that you’ve had cancer after 2 years, 5 years or more. It might be applied to all protection products or just certain ones.Cillian is the Global Head of Medical Underwriting Propositions and Products at PartnerRe and is sharing his knowledge of how RTBF has developed in the Irish insurance market. This is potentially quite an emotional topic and we are clear from the start that we are talking about this situation from a technical basis, that might not be easy for some people to hear. The key takeaways:The Right to be Forgotten is not currently legislated in the UK.How insurers determine the ways to assess insurance applications for people that have been diagnosed with cancer.Three case studies that show where the RTBF would and wouldn’t improve terms for someone that has experienced cancer.Opinions expressed are solely those of the author. This podcast is for general information, education and discussion purposes only. It does not constitute legal or professional advice and does not necessarily reflect, in whole or in part, any corporate position, opinion or view of PartnerRe or its affiliates.Next time I will be back and focusing upon protection insurance planning when you have made a gift within the UK. There are very specific do’s and don’ts and the Trusts are really key!Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.If you want to know more about how to arrange protection insurance, take a look at my 13 hour CPD Protection Insurance in Practice course here and 1 hour CPD Protection Competency Exam here.

Om Podcasten

When you set out to get things like life insurance, critical illness cover or income protection, many people do not think that they are going to hit any snags along the way. But! Insurance is a world of risk and there are times that a persons circumstances will make insurers sit back and have an extra think about offering the insurance. Why?! This podcast is designed to answer that why. Kathryn Knowles is joined by guests to bring a clear and open chat about how insurance works. Kathryn brings her experience as a "quirky" life and the voice of the consumer to the discussion. She does this alongside her work as a specialist adviser, who is known for insuring the uninsurable.