Social Media Influencers and Income Protection

Hi everyone, we have our latest episode with our new regular contributor Alan Knowles giving you his insights from underwriting and advising. We are seeing more and more enquiries from social media influencers wanting to protect their income. It is really interesting with social media influencers as they are tending to reach out for support with their insurances, from the mindset that they need income protection. For a lot of people income protection is often thought of after life insurance and critical illness cover, so it’s great to see this difference starting to emerge.The key takeaways:Not all insurers are able to insurer social medical influencers from income protection, for the precise reason that they are a social media influencersSome insurers can consider applications from social media influences for income protection, but the occupation that they are doing might lead to a rating or decline of cover i.e. fashion model, stuntman etcA case study of income protection and a case study of accident and sickness coverI will be back next time discussing simplified income protection options, how they work and where they stand out for you and your clients.Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.

Om Podcasten

When you set out to get things like life insurance, critical illness cover or income protection, many people do not think that they are going to hit any snags along the way. But! Insurance is a world of risk and there are times that a persons circumstances will make insurers sit back and have an extra think about offering the insurance. Why?! This podcast is designed to answer that why. Kathryn Knowles is joined by guests to bring a clear and open chat about how insurance works. Kathryn brings her experience as a "quirky" life and the voice of the consumer to the discussion. She does this alongside her work as a specialist adviser, who is known for insuring the uninsurable.