Travel Insurance

Hi everyone, I am joined today by Paul Beven and Rachel Edwards from Verisk. They are a leader in travel insurance underwriting, so we are taking a step into general insurance for this episode. Travel insurance is focused upon emergency assistance that you might require when you are on holiday. This could be do with your health, or are number of different situations that you might face. When it comes to health we are talking about the questions that are asked for travel insurance underwriting, the ways that medical risk scores are calculated and how changes to your health before you travel can be really important for annual policies.The key takeaways:Travel insurance underwriting takes into account your medical conditions as well as the healthcare support at your destination, when determining your options.Travel insurance premiums are generally very low but the cost of a claim to an insurer can be well over £1m depending upon your needs and the country you are in.Mental health is one of the most disclosed conditions for travel insurance and we look at what this means for customers.Next time Matt Rann will be back with me and we will be talking about heart valve disease and what this means for your life insurance, critical illness and income protection options. Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.If you want to know more about how to arrange protection insurance, take a look at my 13 hour CPD Protection Insurance in Practice course here and 1 hour CPD Protection Competency Exam here.

Om Podcasten

When you set out to get things like life insurance, critical illness cover or income protection, many people do not think that they are going to hit any snags along the way. But! Insurance is a world of risk and there are times that a persons circumstances will make insurers sit back and have an extra think about offering the insurance. Why?! This podcast is designed to answer that why. Kathryn Knowles is joined by guests to bring a clear and open chat about how insurance works. Kathryn brings her experience as a "quirky" life and the voice of the consumer to the discussion. She does this alongside her work as a specialist adviser, who is known for insuring the uninsurable.