RBS 055: Can You Retire Early With 100% VTI Using the 4% Rule
A viewer asked whether he could retire at the age of 49 with a 100% portfolio of VTI (Vanguard's total U.S. Stock Index ETF) using the 4% Rule. I think there are at least 3 big concerns with this plan: 1. The 4% rule assumed a 30 year retirement; 2. It found that a 100% stock portfolio could fail a 30 year retirement in some markets 3. A 100% U.S. stock allocation makes a big bet on the U.S. over the next 4 or 5 decades. Join the newsletter: https://robberger.com/newsletter/?utm...