MONEY: What is financial well-being?

For many of us, looking after our money - as adults, as well as solo workers - feels like one of the most complicated things we have to do. And yet, as Clare Seal points out, most of us lack any kind of financial education and are just muddling along as best we can. Combine that with the fact that for many solo workers, our income is inextricably tied to how we view both our business success and our sense of self worth, and you've got a fairly toxic combination. Clare Seal (no relation to Rebecca!) knows all this only too well: in her 20s, she got into debt and saw it impact not just her finances but also her mental health. As she worked to dig herself out of debt over the past three years, she documented her experiences on instagram, via a then-anonymous account, @myfrugalyear, which gained thousands of followers before she outed herself. Today, she writes about financial well being and helps other people navigate the practicalities and emotions of money. Her latest book is Five Steps to Financial Wellbeing, a brilliant guide to getting to grips with how you feel about money, filled with practical advice - just like this conversation with her is. The Solo Collective is sponsored by Tide business banking: banking made easy for sole traders and small businesses. We are also sponsored by Pension Bee, which has a flexible pension product specifically for self employed people.Clare's recommendations:SnoopQuickbooks accounting softwareMoney Saving Expert websiteIllumoni borrowing companion appMore from Clare Seal:Find her on Instagram: @myfrugalyearMore from Rebecca Seal:Instagram: @bexseal ; @the_solo_collectiveTwitter: @RebeccaSealWebsite: How To Work AloneThis series is produced by Hester Cant Hosted on Acast. See for more information.

Om Podcasten

Whether you work for yourself, or by yourself, the Solo Collective is here to make things a little bit easier. Working alone can be hard, and comes with its own challenges. The Solo Collective is a podcast about dealing with those challenges: we want to make solo working better for everyone.Hosted by Rebecca Seal, the bestselling author of 'Solo - How to Work Alone and Not Lose Your Mind', the Solo Collective is a podcast series is designed to help solitary workers do so happily.Now on season three, Rebecca has spoken to experts and well-known solo workers from around the world, to find out how we can all thrive while working alone. Previous guests include Dr Laurie Santos (from Yale and host of The Happiness Lab podcast), Emma Gannon (host of Ctrl-Alt-Delete podcast), Henry Holland (Fashion Designer), Bruce Daisley (work expert and host of Eat Sleep Work Repeat), Shahroo Izadi (behaviour change expert and author of the Kindness Method), and Anna Sale (host of the award-winning podcast Death, Sex and Money and author of Let's Talk About Hard Things).The new six-part season will feature conversations with the writer Oliver Burkeman (Author of Four Thousand Weeks: Time and How To Use It) and Madeleine Dore (from Extraordinary Routines and author of I Didn't Do The Thing Today) among others.We cover everything from anxiety to imposter syndrome, money to home-office design, productivity myths to how to take work less seriously, networking to how to cope with work when your family are all in the building too. We're glad to have you here with us. Hosted on Acast. See for more information.