2798: Bridging Traditional Finance with Blockchain Innovation

I'm delighted to welcome Petr Kozyakov, CEO and co-founder of Mercuryo, a global payments infrastructure platform, to share his invaluable insights on this transformative journey. Petr Kozyakov is a visionary leader with a deep understanding of the financial market, and his journey in FinTech began in the late 2000s. Throughout his career, he has held top management positions in payment companies, making him uniquely qualified to discuss the intersection of blockchain and finance. Our conversation with Petr delves into the potential of crypto payments as a fast and cost-effective solution, particularly for cross-border transactions. While cryptocurrency adoption is still in its early stages, Petr highlights the need for greater integration between crypto and fiat systems to unlock its full potential. Regulatory changes are also on the horizon, and Petr believes they are ultimately positive for crypto adoption as they legitimize the space and build trust among enterprises and consumers alike. However, he emphasizes the importance of businesses focusing on actual use cases that address genuine pain points rather than adopting crypto for hype. We explore the diverse use cases of crypto payments, from settling group expenses across borders to facilitating remittances with low fees and high speed. Stablecoins, in particular, are transforming the landscape by providing a store of value in countries with unstable currencies. Petr envisions a hybrid future of payments, where challenger banks become "crypto-first," seamlessly integrating crypto and fiat services. This integration will bridge the gap between crypto apps and traditional banking, offering users a holistic financial experience. Despite the immense potential, Petr acknowledges the challenges of implementing blockchain technology in payments. He advises businesses to take the time to understand the technology thoroughly and recommends starting with specific pain points before wholesale adoption. Strategic partnerships can also ease the transition for companies new to the crypto space. Join us for an enlightening conversation that explores the evolving regulatory landscape, the role of established card networks like Visa and Mastercard in crypto, and the exciting possibilities that lie ahead as blockchain innovation transforms the future of finance. Check out the Sponsor of Tech Talks Daily. Step into the future of secure managed file transfer with Kiteworks. Visit kiteworks.com to get started. 

Om Podcasten

If every company is now a tech company and digital transformation is a journey rather than a destination, how do you keep up with the relentless pace of technological change? Every day, Tech Talks Daily brings you insights from the brightest minds in tech, business, and innovation, breaking down complex ideas into clear, actionable takeaways. Hosted by Neil C. Hughes, Tech Talks Daily explores how emerging technologies such as AI, cybersecurity, cloud computing, fintech, quantum computing, Web3, and more are shaping industries and solving real-world challenges in modern businesses. Through candid conversations with industry leaders, CEOs, Fortune 500 executives, startup founders, and even the occasional celebrity, Tech Talks Daily uncovers the trends driving digital transformation and the strategies behind successful tech adoption. But this isn't just about buzzwords. We go beyond the hype to demystify the biggest tech trends and determine their real-world impact. From cybersecurity and blockchain to AI sovereignty, robotics, and post-quantum cryptography, we explore the measurable difference these innovations can make. Whether improving security, enhancing customer experiences, or driving business growth, we also investigate the ROI of cutting-edge tech projects, asking the tough questions about what works, what doesn't, and how businesses can maximize their investments. Whether you're a business leader, IT professional, or simply curious about technology's role in our lives, you'll find engaging discussions that challenge perspectives, share diverse viewpoints, and spark new ideas. New episodes are released daily, 365 days a year, breaking down complex ideas into clear, actionable takeaways around technology and the future of business.