CRED's genius business model EXPLAINED

CRED rewards users for paying bills through the app. But what is the business model of CRED and how does CRED make money when it’s a free app?  We will understand the business plan of CRED and also give 3 bold predictions based on our judgment about the future of this unicorn.

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The Indian education system is messed up and everyone knows about it. But very few are doing something to fix it. Think school is a business education start-up and we want to put a dent in the Indian education system by providing world-class business education at less than the price of a Denim Jeans. And every piece of work we do is to fulfill this purpose by teaching you the most valuable business skills of the 21st century that schools and colleges will never teach.